Railo for Merchants

Give your customers more room to pay.

Railo is a payment method that turns the goods your customers already own into an instant discount at checkout. Bigger carts, no deeper discounts.

Live in under 10 minutes · No setup fees · Pay only per successful transaction

A young woman in a leather jacket leans on a rooftop wall at dusk, phone in hand, looking out over the city with a satisfied smile. Order summary: 3-day festival pass €259.00, Camera, trade-in discount −€199.00, 76% off, pay remaining €60.00.

Already at checkout in stores like

Finlayson Karaat Jewelry Sohvakotiin.fi Valvimo Dennis F. Jaari Habitura Luonkos Hyvinvoinnin.fi Golf Balata
How it works for your customers

Price it. Spend it.

Railo shows up in your checkout like any other payment method. The only difference is where the money comes from: an instant discount from an item the shopper already owns.

Select Pay with Railo

Shows up next to card and pay-later options. Nothing changes in your checkout, pricing or product setup.

Get an instant discount

The shopper picks the item or points the camera at it. Railo's valuation engine prices it instantly, and every price shown is one a buyer partner has already committed to pay.

Pay the difference

They pay the rest by card. You receive the full order value from Railo. The item ships straight to the buyer partner with a prepaid label. Railo never owns it.

Why merchants choose Railo

Sell more without giving discounts.

Every household owns value it never spends. Railo prices it and turns it into purchasing power for your store. No debt for the customer, no stock for anyone, and you don't change a thing.

Bigger carts, same prices

Shoppers who can pay with what they already own buy more and hesitate less. You keep your pricing strategy and your margins.

Live in under 10 minutes

Native Shopify integration, no coding. Sign the merchant contract, connect payouts, install the payment method. Done.

No risk, no stock

You get the full cart value immediately. Railo prices the item, verifies the customer, settles the money and ships the item to a buyer partner.

+36%
Higher average order value with Railo at checkout
+60%
More purchasing power for your customers
50k+
Items priced instantly, at checkout
50 kg
CO₂e saved on an average trade-in
Set up Railo in Shopify

From invitation link to live checkout in under 10 minutes.

  • Sign the merchant contract electronically
  • Connect payouts through our Stripe instance
  • Install Railo from the invitation link in your Shopify store
  • Start accepting trade-ins as payment
Start free
“The results have exceeded our expectations. Orders on Finlayson’s online store are over 36% higher than those made with other payment methods. Over 60% of that value comes directly from trade-ins.” Ossi Hurttila Head of eCommerce, Finlayson
Logistics

Every item travels door to door.

Across Europe, homes are full of things nobody uses any more, 700 million smartphones among them. Our logistics partners carry every item from the customer's door to the buyer partner's, so items move, and nothing lands on your desk, or on ours.

“With this payment method, the circular economy becomes a natural part of the shopping experience. It's a tangible way to extend product lifecycles and cut down on electronic waste.”Elina Gustafsson Head of Circular Economy, Posti
Small packages move along a conveyor in a sorting center, one sealed with mint green tape, as a gloved hand straightens a box
“When an old device gets a new life and its value is used for new purchases, it creates real and genuine circular economy. This is an example of exactly the kind of innovation the world needs more of.” Jukka Kurttila Finlayson
Make value move

Start with Railo today.

Free to start. Pay only for successful transactions. Live in under 10 minutes.